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If you’re in need of health insurance, local nonprofits can help

INDIANAPOLIS – Out-of-pocket costs for health care can run into the thousands of dollars without insurance.

The average cost of a three-day hospital stay is about $30,000, according to healthcare.gov.

Alisha Callicott is making sure all that money doesn’t come out of your pocket when you get well and go home.

Callicott is a coordinator with Covering Kids and Families, part of the Health and Hospital Corporation of Marion County.

Each month, the nonprofit helps hundreds of people connect to programs like Medicaid, Affordable Care Act Marketplace, Healthy Indiana Plan (HIP) and Hoosier Healthwise.

“Everyone deserves access to health insurance, education, resources, access to economic resources that will help improve their lives,” said MDwise Supervisor Rachel Maxey.

Cost, transportation, confusion or missing paperwork can act as barriers that keep Hoosiers from enrolling.

Callicot says immigrants and non-native English speakers may face even more barriers.

“It’s a lot of information. It can be very overwhelming,” Callicot said.

To help, Covering Kids and Families employs Spanish-speaking navigators.

“We use the Language Line. It has hundreds of dialects that we can get a translator online or over the phone to talk to that customer,” Callicot said.

If you need to enroll, here’s what coverage for children and families needs to help you:

  • A birth certificate or form of identification.
  • If you work, proof of employment.
  • If you are unemployed, a letter of recommendation.
  • A piece of mail to verify the address in the last 30 days.

“If they’re maybe homeless or living on the streets, if all you have is an ID, we can still let you register, but if you also have the other documents — the social security cards, the birth certificates — what just makes the app a went a little smoother,” Callicot said.

Open enrollment for Affordable Care Act Marketplace insurance is open now through January 15, 2023.

You can find more information here.

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